Terms of Service

1. Acceptance of Terms

By accessing or using AIQ Markets services (“Services”), including PrintFinder™ and our AI-powered financial intelligence platform, you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, do not use our Services.

2. Service Description

AIQ Markets provides AI-powered analytics and intelligence tools for fixed-income markets. Our Services include:

• Natural language querying of bond market data
• Market analysis and insights generation
• Data visualization and reporting tools
• API access for programmatic integration
• Related professional services and support

3. Account Registration

To use our Services, you must:

• Provide accurate, current, and complete registration information
• Maintain and update your information as needed
• Protect your account credentials
• Notify us immediately of any unauthorized access
• Be responsible for all activities under your account

4. Acceptable Use

You agree not to:

• Use the Services for any illegal or unauthorized purpose
• Violate any laws, regulations, or third-party rights
• Engage in market manipulation or fraudulent trading activities
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the Services
• Reverse engineer or attempt to extract source code
• Resell or redistribute the Services without authorization
• Use automated systems to access the Services beyond permitted limits

5. Data and Content

Your Data

You retain ownership of data you submit to the Services. By using our Services, you grant us a license to use, process, and analyze your data solely to provide and improve our Services.

Market Data

Market data provided through our Services is subject to third-party data provider terms. You agree to use such data only for your internal business purposes and not to redistribute it without proper authorization.

AI-Generated Content

Content generated by our AI systems is provided for informational purposes only and should not be considered as investment advice. You are responsible for verifying and validating any AI-generated insights before making investment decisions.

6. Fees and Payment

• Subscription fees are billed in advance on a monthly or annual basis
• All fees are non-refundable except as required by law
• We may change fees with 30 days notice
• You are responsible for all applicable taxes
• Failure to pay may result in service suspension or termination

7. Intellectual Property

All intellectual property rights in the Services, including software, algorithms, user interfaces, and documentation, remain with AIQ Markets or our licensors. These Terms do not grant you any rights to our intellectual property except as necessary to use the Services.

8. Disclaimers

We do not warrant that the Services will be uninterrupted, error-free, or completely secure. Market data and AI-generated insights may contain inaccuracies and should not be relied upon as the sole basis for investment decisions.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, AIQ MARKETS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOST DATA, OR BUSINESS INTERRUPTION, ARISING FROM YOUR USE OF THE SERVICES.

Our total liability shall not exceed the amount you paid us in the twelve months preceding the claim.

10. Indemnification

You agree to indemnify and hold AIQ Markets harmless from any claims, damages, losses, and expenses (including legal fees) arising from your use of the Services, violation of these Terms, or infringement of any third-party rights.

11. Termination

Either party may terminate these Terms at any time. We may suspend or terminate your access immediately for violations of these Terms. Upon termination, your right to use the Services ceases, but provisions that by their nature should survive will remain in effect.

12. Governing Law

These Terms are governed by the laws of the State of New York, without regard to conflict of law principles. Any disputes shall be resolved in the courts located in New York County, New York.

13. Changes to Terms

We may modify these Terms at any time. We will notify you of material changes via email or through the Services. Your continued use after changes constitutes acceptance of the modified Terms.

14. Contact Information

For questions about these Terms, please contact us at: